SIM-only deals when you have bad credit

ByKim Staples
SIM cards

Most mobile deals require a credit check before you sign up with them - but that’s not always ideal. If you have bad credit history, or a damaged one because of a challenging financial period, you may find it difficult to land a deal.

Either way, there's no need to worry. There are mobile networks that offer deals without credit checks, and they're great value to boot.

Can I get broadband without a credit check?

What can I get with no credit check?

Long-term phone deals, particular two-year contracts on handsets, usually require a credit check. More often than not, the deals that don't require one are one-month SIM-only plans.

The good news is that those deals aren't half bad. Because they only last a month, they're nice and flexible, so you can upgrade, downgrade, or cancel whenever you want. And as well as that, they don't tend to cost a whole lot, so you needn't compromise on price.

What do I need?

To get a credit-check-free SIM-only deal, you will need:

  • An unlocked phone. It's no use having a SIM if you don't have a phone to put it in. And make sure it's not locked to one particular network, so you can put in a SIM from any provider. Need a new one? Check out our guide to cheap phones.
  • A debit account, so you can pay your bill.

Although the network won't do a credit check, it'll probably still do an ID check to prevent fraud - for which you usually just need to provide your name, address, and bank details.

Which networks offer SIM-only deals with no credit checks?

 

FreedomPop

With a FreedomPop SIM, you'll get something no other network can offer: free mobile service. Every month you'll have 200 minutes, 200 texts, and 200MB of data to use, and you'll only be charged for what you use outside of that. Or, if you want a higher allowance, there are premium plans available to buy too.

Because you're not really paying for anything on a basic FreedomPop plan (besides buying your SIM card in the first place, of course), there's no need for a credit check. Just bear in mind that you'll need to download the FreedomPop app to use its network. The app's available on iOS and Android, so it's no good for a Windows Phone or a feature phone.

FreedomPop

3GB 6GB of data

Unlimited minutes

Unlimited texts

Double data for first 6 months!

FREE for the first month

£7.99 a month thereafter

One-time activation fee of £0.99

30 day plan

Get deal

FreedomPop SIM only deal

200MB of data

200 minutes

200 texts

FREE

30 day plan

Get deal

See all FreedomPop deals

 

Candy Telecom

Candy Telecom is a pretty new network, and like all things hip 'n' happening, it doesn't require a credit check for anyone taking out a plan.

SIM-only deals from Candy Telecom work on a 30-day basis, with tariffs ranging all the way up to 20GB of data per month. You've also got the option of a Euro Plan, which lets you use that data allowance abroad in the EU too. 

candy

10GB data

Unlimited minutes

Unlimited texts

£25.00

£22.00 a month

1 month contract

FREE delivery

Get deal

20GB data

Unlimited minutes

Unlimited texts

£28.00

£25.00 a month

1 month contract

FREE delivery 

Get deal

The People's Operator

The People's Operator is a kinder business than most - 10% of what you pay on each bill goes to a charity of your choice. But as well as being socially conscious, it's also pretty conscious of your bank account. Its one-month SIM-only plans are cheap as chips, and because it uses EE's network you're guaranteed excellent coverage.

The People's Operator

4GB data (4G)

500 minutes

Unlimited texts

10% of bill goes to charity

£15.00 

30-day contract

FREE delivery

Get deal
The People's Operator

2.5GB data (4G)

500 minutes

Unlimited texts

10% of bill goes to charity

£12.50

£9.99 a month

30-day contract

FREE delivery

Get deal

See all The People's Operator deals

 

ASDA Mobile

It's not just a place for good value groceries - ASDA offers good value SIM plans through its mobile branch too.

Once again its SIM-only plans work on a monthly basis. You'll get a free SIM card, to which you can then add 30-day bundles. These are sets of minutes, texts, and data to use within a month, and with prices ranging from £5 to £20, you've got quite a lot of choice. And it makes things very flexible too - or if you prefer the peace of mind of a monthly contract, you can set your favourite bundle to automatically renew when it runs out. 

Asda Mobile

1.5GB data (3G)

600 minutes

Unlimited texts

£10.00 a month

30-day contract

Get deal

See all ASDA Mobile deals

 

Giffgaff

giffgaff offers cheap plans and a sense of community from its customers. It uses O2's network, so you know you'll have good coverage, and even 4G mobile internet.

Its SIM-only plans work a little differently from most. Each month you can buy a 'goodybag' of calls, texts, and data to last you thirty days, meaning it's easy to change your tariffs around whenever you like. And, most importantly, it also means there's no need for a credit check.

giffgaff

2GB data

500 minutes

Unlimited texts

Free calls and texts to giffgaff numbers

£12.00 a month

30-day contract

FREE delivery

Get deal
giffgaff

1GB data

500 minutes

Unlimited texts

Free calls and texts to giffgaff numbers

£10.00 a month

30-day contract

FREE delivery

Get deal

See all giffgaff deals

Compare broadband in your area

We don't share your postcode. More Info
Why do we need your postcode?

Enter your postcode to find the best broadband deals in your area. We value your privacy, please see our privacy policy

Broadbandchoices is accredited by industry watchdog Ofcom