A mobile phone contract is a mobile plan that includes two things: a phone, and a SIM with a monthly allowance of data, texts, and calls. You're contracted into the deal long-term - usually two years - and pay your bill every month.
There may be an upfront fee as well, but it's far, far lower than the cost of buying the phone outright.
In other words, it's a deal that means you can get a brand new smartphone for an affordable price.
(Already got a phone, or plan on buying one? All you need is a SIM card. SIM-only deals.)
How to choose a mobile contract deal
The best way to choose a contract is by comparing all your options. Use our handy mobile contract comparison tool on this page - it's packed with hundreds of deals on dozens of phones across loads of networks.
Start by picking the mobile phone you want from the list - or pick a bunch of phones, if you're undecided or just want to see how their deals compare.
Adjust any other filters too, so the tool only shows deals that are relevant to you. You can filter by things like:
- Data, text, and calls allowances
- Upfront and monthly costs
- Your favourite networks
- Contract length
And loads more.
We'll show you all the deals that fit your criteria. Have a scroll through and take a look at your options - then simply select a deal you like the look of, and we'll take you to the right place to sign up.
Need a bit more guidance? Keep reading.
What handset should I get?
There are loads and loads of phones available, from manufacturers as far-ranging as Apple, Google, HTC, Huawei, LG, Motorola, OnePlus, Samsung, Sony, and more. Whether you want the latest iPhone, a fancy Samsung Galaxy, or something cheap and cheerful, you've got options.
When you're picking a new mobile, remember to think about:
- Price - The newer and cleverer the phone, the higher your bills will be - but it's worth it if you want something good.
- Platform - iOS? Android?
- Design - Pick a size and look that suits you, whether that's a big 'phablet' with a high res screen, something compact, or just a phone that looks great.
- Features - Some smartphones have amazing cameras; some have secure fingerprint scanners; some have excellent speakers. Take a look at our mobile guides if you want some assistance here.
- Storage - Make sure your new phone will have enough space for your apps and files - and check if it's got an SD card slot too so you can expand it.
- Colour - Black? Silver? Rose gold? Lime green? Take your pick.
What allowance do I need?
Most handsets are available on contracts with a huge variety of allowances to pick from, ranging all the way up to unlimited usage. The ideal allowance all depends on how much you use your phone.
- Light users - If you don't use much mobile data (or are usually connected to Wi-Fi), you should get by with 5GB data or less. You'll save money with a smaller plan, too.
- Medium users - Anywhere from 5GB to 20GB data is usually plenty for anyone who uses apps and social media on the go a lot, or anyone who's constantly glued to their email.
- Heavy users - Look for allowances of 50GB and above - or fully unlimited data plans too. Perfect if you like to stream iPlayer or listen to Spotify while out and about, or if you need to download lots of documents and files.
Remember that if you're upgrading your handset, you may end up using it more - or it may download files and load pages quicker than your old one, which ends up eating more data. It can't hurt to go for a slightly higher allowance than you're used to.
For more in-depth info, see our guide: How much data do I need?
As for minutes and texts, most plans come with unlimited allowances these days. Still, if you aren't particularly chatty, you may be able to save a bit of dosh by picking a plan with a set limit.
Can I get a mobile contract with unlimited data?
Yes, you can get unlimited data contracts. They're available from a large number of networks, and on contracts for a large range of phones to boot. To find them, filter the above results to just include unlimited data and pick the handsets you like.
Can't find an unlimited data deal you like? Go for a big allowance instead. Contract plans with 100GB data and beyond are commonplace, and most of us struggle to get through that much in a month anyway.
You could also look into mobile broadband deals if you use the internet on the go a lot.
What's the best mobile network?
Different networks offer different things - so the best one for you really depends on what you're after.
The most important thing of all, of course, is coverage. Always check you can get decent signal from your chosen network before you sign up. Read all about how to do this, and find out how each network measures up, in our guide to mobile coverage.
Check out our guide to mobile networks if you need a hand choosing.
Switching mobile network
Switching mobile network is easy, and takes blissfully little effort at all.
First, make sure you aren’t currently in the minimum contract terms with your current mobile network. You’ll have to pay penalty fees otherwise.
Then, just contact the network using their usual customer service lines and ask to cancel your plan.
Once that’s done, you’re free to sign up to a new deal with a new network.
See our guide to switching networks for the full instructions.
If you want to keep the same mobile number, you can. Just ask for a PAC (porting authorisation code) when you call to cancel, and pass it on to your new network. Read more in our guide: Can I keep my mobile number?
Tips for switching
- Think about how much you're willing to pay upfront. You can spread the cost with a no upfront cost mobile contract, for example, but you may end up paying more in the long run. Alternatively, you can spend a bit more initially for lower monthly bills.
- Consider how much data you need. If you're a heavy user, a big data or unlimited mobile plan will suit. But if you only scroll Facebook and send emails, a few gigabytes per month is probably all you need to pay for.
- Make sure you're out of your minimum contract period with your current network. Otherwise, you’ll be on the hook for big cancellation fees.
- If you want to keep your phone, it may be locked to your current network. You'll need to unlock it if you want to switch to another network, which could cost a small fee. Read our guide to unlocking your mobile for more info.
- If you want to keep your number, remember to ask your current network for your PAC, and give it to your new provider when you have your new SIM.
What's the cheapest mobile contract?
To find the cheapest contract deal for you, we recommend entering all your important criteria, then sorting the results by cost so the lowest-priced plans are at the top.
However, there are a few things you can try to help you grab a cheap mobile phone deal. They include:
- Older handsets - The old iPhone 6 is a lot cheaper than the current one, for instance.
- Mid-range handsets - Not everyone needs all the bells and whistles of a top-shelf flagship phone. Mid-range models are cheaper, and in many cases still excellent.
- Budget networks - Some networks' plans are much cheaper than others, though you get more bonuses and benefits with the costlier ones which can make the extra cost worth it.
- Lower allowances - The lower the monthly allowance on your plan, the less it will cost - but always make sure you still have enough to cover your use.
- Resellers - We show deals from resellers as well as networks. These are companies that buy phones in bulk, and sell them on plans to you at a low price. Buying through a reseller can be much cheaper than going direct to a network.
- Refurbished phones -Refurbished or reconditioned phones have been traded in and given a thorough spring clean so they’re good as new, but cost less. Read more about them here.
- Existing customer deals - Some networks have special offers for anyone who already uses their services - often including broadband and TV services in the case of EE, Sky, and BT.
Already got a phone?
Happy with your current mobile? All paid off? Why not see if you can save yourself some cash by switching to a SIM-only contract?
SIM-only plans are available from all mobile networks, and come with a range of data, minutes, and texts to suit your needs. There are 30-day, 12-month, and even 24-month plans available, and you can keep your existing mobile number when you switch.
And you’re not short on choice. With SIM deals available from just about every mobile network on the market, you have a lot of options – whether you want unlimited data, a cheap-and-cheerful SIM, or a contract that doesn’t require a credit check.
Compare hundreds of deals with our comparison tool, and see all your options in one place.