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Compare mobile phones with no upfront cost

Get a phone with nothing to pay upfront

The great thing about contract deals is that you can spread the cost of an expensive phone out across two years - and in the case of these plans, you won't have to hand over a thing besides your usual monthly bill.

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For some people, it's an effective way to get a premium phone, like the iPhone or Samsung Galaxy S8, while managing their costs but, as with anything, there are pros and cons to this type of plan. Here’s everything you need to know about finding a phone at no upfront cost.

How to find a no upfront cost deal

It’s easy. Simply use the comparison engine at the top of this page to compare deals with no upfront cost. Use the filters to set your preferences, including listing specific phones, data allowances, maximum monthly bills and more.

If you want a bit more of a steer, you can use our guide to mobile data to work out how many megabytes you'll need a month.

Should I get a phone at no upfront cost?

There are plenty of reasons to get a mobile plan that doesn’t force you to pay for the mobile straight away. For example, it:

  • Makes initial outlay manageable - some people can’t afford to splurge a load of cash all in one go, and this type of plan alleviates that concern.
  • Spreads the cost - phones are expensive, and splitting the cost into monthly bills makes it a lot easier for the average person to absorb that cost, even if you do end up paying more in the long run.
  • Makes top end phones more immediately affordable - speaking of expensive, have you seen how much an iPhone runs you these days? Splitting up the cost puts flashy phones like the iPhone and Samsung Galaxy family within reach for people who otherwise couldn’t afford it.
  • Lots of great phones available - if you want to save even more money, there are loads of mid-range or budget handsets available at no upfront cost. They may not have the flash and sizzle of the flagships, but many as still truly excellent devices.

Is there any reason why I shouldn’t get a no-upfront cost mobile deal?

As with anything in the world of mobile, there are drawbacks to this sort of deal. Here are some of them:

  • Monthly bills will be higher - Although you have less to shell out immediately, your monthly bill will be higher than those deals that do require initial expenditure. That’s the trade-off.
  • You’ll pay more in the long run - you’ll notice we’ve been twisting in circles to avoid using the phrase ‘free phone’ too much. That’s because it isn’t. You’ll usually pay more than the value of your handset over the course of your contract.
  • Long contracts - Contract lengths can be up to 24-months on these types of deal. That will be fine for some people, as it spreads the cost out, but it also means you won’t be able to change phone or switch to a better offer for quite some time, or simply buy a new phone on a SIM-only deal.

What phones can I get at no upfront cost?

Plenty of phones are available at no upfront cost, including the priciest flagship handsets like iPhones and Samsung Galaxies. Naturally, the more expensive the phone, the more you'll pay each month.

Some of the phones available on no upfront cost contracts are: